Workers Compensation
If injured in the workplace or during the course of business, this compensation insurance plan is provided by APC to cover the medical bills and provide compensation for any time off that may incur. This insurance is provided for work related:

• Injuries
• Occupational Disease or Illness
• Death

Long-Term Disability
In the event you become totally or partially disabled due to injury or sickness, you will be covered by Long-Term Disability insurance once the elimination period has been met. APC covers 40% of your monthly salary towards long-term disability at no cost to you. An additional 20% coverage can be acquired, if desired.

Short-Term Disability
Short-term disability coverage is also offered as an optional benefit.  This coverage is offered on a short-term basis to help provide you with a source of income if you become disabled due to a sickness or off the job injury.

Accidental Insurance Plan
This optional insurance plan is designed to help cover the expenses associated with an accidental injury. By having coverage, this plan can be used regardless of any other insurance you may have.

Long-Term Care Insurance
APC offers optional insurance that provides for future care such as, facility and home community based services. This plan can also provide for your immediate and extended family.